Calculating your mortgage has never been so simple!
Conventional mortgages are ideal for buyers with good credit and money to put down. They typically require a higher down payment, usually 3%–20% and also have higher income and credit score requirements than government loans. Typical fixed-rate loans have a term of 30 or 15 years.
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*Hypothetical monthly mortgage payments reflect hypothetical Principal, Interest, Taxes, Insurance, and Home Owners Association dues amounts. These figures and rates are for educational purposes only and do not reflect an official mortgage loan offer. **This does not constitute tax advice. ***Less than 20% down can result in private mortgage insurance where rates can vary depending on credit score. For that reason, this use case is not represented here. Please reach out to your mortgage company for most accurate payment quote.